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Soh Xiang Jun

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A Monthly Curated Newsletter

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

How to Be Happy in a Recession

Recession begets misery, which makes for more economic bad times. You naturally make the pattern worse by following your loss-aversion instincts. Although you probably can’t break the global economy out of this feedback loop, you can break yourself out of it. Start with the following three practices.

 
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Here are 8 ways to bulletproof your finances ahead of a likely recession in 2023

5 personal finance experts here give tips on how to protect your finances. Their recommendations include building up an emergency fund, trimming your regular spending and up-skilling

 
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How to Stay Optimistic During Hard Times

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Soh Xiang Jun
 
 
 
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Testimonials and Referral Notes

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Clovis

Xiang Jun goes over and above what is needed of her to make sure my family is covered and we are grateful for all the advice she has given us. I remember once when I had a car accident and she took the time to drive to where I was and actually followed me to the workshop. More than that, she just wanted to make sure I was alright.
Thank you for your dedication and genuine care!

Zi Yi

Xiang Jun is patient and clear in explaining the different policies available. She understood my financial situation and suggested a plan which was suitable for my budget and covered my most essential needs. She is responsive and is always willing to go the extra mile. Thankful to have her as my agent :)

Kang Wee

A personal financial adviser needs to be reliable, empathetic and trustworthy, and Xiang Jun embodies all these qualities. Despite my repeated and incessant questions, she patiently answers them all, explaining what will be the options available given my situation at various points in life. While I thankfully haven't needed to make any major insurance claims, I have no doubt that I can depend on her should the need arise.

Siow Peng

Xiang Jun is my go-to person for all my Commercial solutions. She has been there for our family since the start of our business and is still there whenever we require assistance.
She is well-versed with the financial products and business requirements, understands our financial standing very well and has been very supportive and responsive to all our needs.
Would definitely recommend her to anyone out there!

David

My previous servicing agent from GE left and Xiang Jun was allocated to me as my new consultant.
Just simply based on her name, I didn't even realise she was a girl and at a much younger age than I am! But that didn't matter.
She is very willing to share her very insightful knowledge with me and allows me sufficient time for my every decision. Being an Otaku, other than depending on Google for information, her advice has also helped me substantially in making more informed decisions on my insurance and financial planning portfolio.
I'm definitely looking forward to maintaining our advisor-client relationship moving ahead.

Li Lin

I first met Xiang Jun as the Trainer of my Winter Internship. She was a really kind person who always put others first and never failed to be there for those in need. I admire how alert she is, and is always ready to settle any unexpected misfortunes.
By having her as a consultant, you will not have to worry that your problems cannot be settled in time. More importantly, she is sincere and responsible. She treats her clients like her friends/family and always wants the best for them. She provides constructive advice according to the needs of her clients and makes sure to follow up with all her clients thereafter.
I feel really blessed to have her as my agent too! :)