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Soh Xiang Jun

In Touch

A Monthly Curated Newsletter

Making decisions on property is not trivial, as they often have effects on our quality of life in ways that are not just material but also financial and emotional. Regardless of our experience levels in making decisions on our properties and homes, it helps to have an appreciation of what resources are involved, and how we can be resourceful about them. I hope you find the materials in this issue useful.

New HDB policy: Standard, Plus and Prime – how does it affect you?

Housing and Development Board (HDB) will change how it classifies Build-to-Order (BTO) projects, starting in the second half of 2024. The policy changes intend to ensure that HDB policies continue to remain relevant in Singapore's current social and economic construct.

 
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Understand the costs of buying a home

This article provides a comprehensive guide to the costs of buying a home in Singapore, including down payment, stamp duty, legal fees, and renovation costs.

 
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DECORATE YOUR HOME FOR FREE | 10 DECOR IDEAS ON A BUDGET

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Soh Xiang Jun
 
 
 
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Testimonials and Referral Notes

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Jia Huan

Xiang Jun embodies what it means to be a ‘personal’ financial advisor. She has never failed to wholly consider the unique circumstances of my (and probably all her client’s) financial circumstances, offering options which best suits my needs.
Xiang Jun is also always generous with her time and attention to details. This allows me to rest easy in the knowledge that I have all the necessary information to make the most prudent financial decisions, as well as the means to do it with Xiang Jun’s help.
Most importantly, she has an increasingly rare trait: sincerity in her determination to ensure the best possible outcome for her clients. While I can’t claim to always make the best financial decisions, choosing Xiang Jun as my advisor is definitely one of them.

Siow Peng

Xiang Jun is my go-to person for all my Commercial solutions. She has been there for our family since the start of our business and is still there whenever we require assistance.
She is well-versed with the financial products and business requirements, understands our financial standing very well and has been very supportive and responsive to all our needs.
Would definitely recommend her to anyone out there!

David

My previous servicing agent from GE left and Xiang Jun was allocated to me as my new consultant.
Just simply based on her name, I didn't even realise she was a girl and at a much younger age than I am! But that didn't matter.
She is very willing to share her very insightful knowledge with me and allows me sufficient time for my every decision. Being an Otaku, other than depending on Google for information, her advice has also helped me substantially in making more informed decisions on my insurance and financial planning portfolio.
I'm definitely looking forward to maintaining our advisor-client relationship moving ahead.

JT Choong

I have known Miss Soh for a little over a year through my son. Through this short period of time, I had purchased a few short-term GE policies with her assistance. Each time, Miss Soh would take her time to patiently explain to me, the benefits (and possibilities) of each policy prior to my making the final decision. She demonstrated an innate ability to simplify and carefully explained, all the financial and insurance-related jargons that would otherwise have baffled non-finance-trained senior citizens like me. She had never attempted to force me into purchasing any policies that she had presented to me. Recently and at my beckoning, Miss Soh and I had a 3-hour face-to-face meeting where she very carefully and painstakingly explained to me the various non-GE-related medical insurance policies that I had previously purchased. She also provided me excellent suggestions on how I could revamp my various medical polices to save on expenses at my present age. I am extremely pleased with Miss Soh’s efforts; assisting me in planning my financial and insurance needs. She demonstrates care and compassion in helping me resolve my current financial and insurance needs. I would not hesitate to recommend Miss Soh to my friends and associates as and when the opportunity arises.

Li Lin

I first met Xiang Jun as the Trainer of my Winter Internship. She was a really kind person who always put others first and never failed to be there for those in need. I admire how alert she is, and is always ready to settle any unexpected misfortunes.
By having her as a consultant, you will not have to worry that your problems cannot be settled in time. More importantly, she is sincere and responsible. She treats her clients like her friends/family and always wants the best for them. She provides constructive advice according to the needs of her clients and makes sure to follow up with all her clients thereafter.
I feel really blessed to have her as my agent too! :)

Clovis

Xiang Jun goes over and above what is needed of her to make sure my family is covered and we are grateful for all the advice she has given us. I remember once when I had a car accident and she took the time to drive to where I was and actually followed me to the workshop. More than that, she just wanted to make sure I was alright.
Thank you for your dedication and genuine care!